https://lossreserves.com/insights/ny-wc-section-21a-medical-without-prejudice-2027/ LossReserves.com en 2026-08-04 New York WC Amendment Adds a 365-Day Medical Reserve Clock https://lossreserves.com/insights/q2-2026-verdict-data-severity-floor-reserving/ LossReserves.com en 2026-08-04 Q2 2026 Verdict Data Sets a New Severity Floor for Reserving https://lossreserves.com/insights/stop-loss-reinsurance-15pct-multi-year-correction/ LossReserves.com en 2026-08-04 Stop-Loss Reinsurance at 15% Signals a Multi-Year Rate Floor