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    <loc>https://lossreserves.com/insights/missouri-2027-zero-loss-cost-industry-split-wc-ecr/</loc>
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      <news:publication_date>2026-11-12</news:publication_date>
      <news:title>Missouri&apos;s 0% Loss Cost Follows a 1.3% Rise, Splits by Class</news:title>
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    <loc>https://lossreserves.com/insights/october-jobs-165k-wc-payroll-base-class-mix-ecr/</loc>
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      <news:publication_date>2026-11-12</news:publication_date>
      <news:title>October Jobs Add 165K and Rebuild the WC Payroll Base</news:title>
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