https://lossreserves.com/insights/bls-july-2026-medical-services-split-wc-trend/ LossReserves.com en 2026-08-26 Drug Deflation Masks 2.7% Service Inflation in July Medical CPI https://lossreserves.com/insights/employers-holdings-excess-wc-launch-reserve-signal/ LossReserves.com en 2026-08-26 Employers Holdings Excess WC Launch Signals a Reserve Cycle Shift https://lossreserves.com/insights/thermonuclear-verdicts-excess-tower-gaps-self-insureds/ LossReserves.com en 2026-08-26 40 Verdicts Above $100M Expose Gaps in Excess Casualty Programs https://lossreserves.com/insights/erisa-financial-dominance-plan-design-self-funded-risk/ LossReserves.com en 2026-08-25 Caterpillar ERISA Suit Extends Financial Dominance Theory https://lossreserves.com/insights/moodys-gl-adverse-development-35-billion-reserve-gap/ LossReserves.com en 2026-08-25 Moody's: Eight Years of GL Reserve Gaps Total $35 Billion https://lossreserves.com/insights/wc-out-of-network-pharmacy-cost-case-reserves/ LossReserves.com en 2026-08-25 WC Pharmacy Bills 67% Higher When Claims Skip the Network