Self-Insured.
Segment-by-segment guides to estimating unpaid claim liability for self-insured workers compensation, commercial auto, public entity general liability, hospital professional liability, and employer health plans. Written for the CFO, risk manager, or controller who carries the number on the balance sheet.
Pick your program.
Each guide covers what drives the IBNR estimate for that line, which actuarial methods apply at different accident-year maturities, the common failure modes, and what to require in the report. Read the one matching your program, or browse them all when comparing structures across segments.
IBNR for Public Entity Pools and JPAs: A Plain-English Guide for Pool Administrators and Member Finance Officers
What IBNR means for a public entity risk pool or joint powers authority, how actuaries handle member allocation and sovereign immunity, and what to require in the annual reserve study.
Commercial Auto and Fleet IBNR for Self-Insured Trucking, Delivery, and Transit
How actuaries estimate unpaid auto liability claims for self-insured fleets, why bodily injury severity dominates the reserve, and what to require in the report.
Hospital and Health System Professional Liability IBNR
How actuaries estimate unpaid medical professional liability claims for hospitals and health systems, why the captive structure creates a net-exceeds-gross wrinkle, and what to require in the report.
Public Entity General Liability IBNR: Municipalities, Schools, and Special Districts
How actuaries estimate unpaid general liability claims for public entities, why latent exposures and revival windows make the tail longer than it looks, and what to require in the report.
Workers Compensation IBNR for Self-Insured Employers
How actuaries estimate unpaid workers compensation claims for self-insured programs, what drives the number, and what to require in the report.
IBNR for Self-Funded Health Plans: A Plain-English Guide for Benefits CFOs and HR Directors
What IBNR means for a self-funded employer health plan, how actuaries estimate it, and what to expect from a reserve study.
The Reserving Briefing.
One email a month for self-insureds and captives. Reserving fundamentals, method notes, and commentary on what's actually moving loss development this quarter.